ATW Financial Group is a Singapore holding company. We own and oversee four specialist financing businesses that serve individuals and companies, and we hold every one of them to a single standard of capital, risk and conduct.
ATW does not lend or advise in its own name. Our subsidiaries do that work, each with its own team and customers. We set group strategy, allocate capital and make sure every business meets the same risk and compliance standards.
Investment holding and secured business financing.
Business financing and advisory for SMEs.
Venture investment and business management consultancy.
Consumer credit for individuals.
Four commitments guide how ATW runs the group, whichever subsidiary a customer or investor deals with.
Each subsidiary has a capital budget and a return target approved by the Board. Capital goes where it earns a fair return within our risk appetite.
Credit, liquidity and operational limits are set at group level and reviewed every month. Subsidiary risk teams report to the Group Chief Risk Officer.
Our lending businesses assess affordability before they lend and explain the full cost of borrowing before anyone signs.
Independent directors, four Board committees and published policies, built to the standard of the SGX Listing Manual and the Code of Corporate Governance.
Results, reports, meetings and governance, published in one place and kept up to date.
Results, appointments and updates from across the group. Visit the newsroom
We have two offices in Singapore. Each handles a different kind of enquiry, so your message reaches the people who can help.
For individuals, and customers of our consumer business.
2 Kallang AvenueFor companies, partners, shareholders, analysts and journalists.
133 Cecil StreetLooking for a loan? ATW does not take loan applications. Please contact the relevant subsidiary directly. Find the right subsidiary
