Consumer enquiries
For individuals, and customers of our consumer business.
2 Kallang Avenue#05-06 CT Hub
Singapore 339407
A holding company built to go the distance.
ATW stands for All The Way. It is a promise to the businesses we own, the customers they serve and the shareholders who back us: we stay with you for the whole journey, not just the transaction.
Who we are
ATW Financial Group Pte. Ltd. is incorporated in Singapore (UEN 202642866N). It is the parent company of four financing businesses: GXL2 Holdings, Future Growth Consultant, JW Venture Capital, and Galaxy Credit and Investments.
The group serves two kinds of customer. Individuals borrow through our consumer business, Galaxy Credit and Investments. Companies, from early-stage ventures to established SMEs, work with our three business-focused subsidiaries for loans, project finance, venture investment and advisory.
ATW itself does not lend, advise or accept applications. Its role is ownership: setting strategy, allocating capital, appointing leaders and making sure every subsidiary meets the same standards of risk management, compliance and fair dealing.
We are preparing ATW for a proposed listing on the Singapore Exchange, so that more investors can share in the group's growth and so that our governance is held to the standards expected of a listed company.
Our vision
To be Singapore's most trusted group of specialist lenders, known for doing right by borrowers and shareholders alike.
Our mission
To give each subsidiary the capital, controls and people it needs to serve customers well, and to build long-term value for shareholders.
What we value
Four values apply in every company in the group, and they are part of how we assess leaders at every level.
- Integrity
- We say what we mean, price what we offer clearly and keep our word, including when it costs us business.
- Prudence
- We lend what borrowers can repay, and we hold capital for the years that don't go to plan.
- Partnership
- Our subsidiaries run their own businesses. We back them with capital, systems and support, and we listen before we direct.
- Accountability
- Every decision has an owner. We report results openly, and the Board holds management to account for them.
Our journey so far
From incorporation to a proposed listing, in the order it happened.
Milestones after incorporation are indicative. Confirm the wording and dates before publication.
- 2026Incorporation
ATW Financial Group is incorporated
Registered in Singapore as the holding company for the group, UEN 202642866N.
- 2026Group structure
Four subsidiaries under one holding company
GXL2 Holdings, Future Growth Consultant, JW Venture Capital, and Galaxy Credit and Investments are organised under ATW.
- 2026Governance
Board committees and group policies adopted
Audit, nominating, remuneration and risk management committees are established, with written terms of reference and group-wide policies.
- NextListing
Proposed listing on the Singapore Exchange
Subject to regulatory approvals and market conditions.
Board of directors
Names to be announcedOur Board sets the group's strategy and risk appetite and oversees management. Half of its members are independent directors.
Name to be announced
Executive Chairman
Member, Nominating Committee
Name to be announced
Group Chief Executive Officer and Executive Director
Member, Risk Management Committee
Name to be announced
Lead Independent Director
Chair, Audit Committee. Member, Risk Management Committee
Name to be announced
Independent Director
Chair, Nominating Committee. Member, Audit Committee
Name to be announced
Independent Director
Chair, Remuneration Committee. Member, Audit Committee
Name to be announced
Non-Executive Director
Chair, Risk Management Committee
Key management
Names to be announcedName to be announced
Group Chief Executive Officer
Name to be announced
Group Chief Financial Officer
Name to be announced
Group Chief Risk Officer
Name to be announced
Head of Legal and Compliance
Where to find us
Consumer enquiries are handled at our Kallang office. Business, investor and media enquiries go to our Cecil Street office.
#05-06 CT Hub
Singapore 339407
Business, investor and media enquiries
For companies, partners, shareholders, analysts and journalists.
133 Cecil Street#01-01 Keck Seng Tower
Singapore 069535